Frequently Asked Questions
1. Why use Disability Tax Consultants of Canada?
We have the medical and accounting expertise that is necessary to process your Disability Tax Credit application so that you have the highest chance of being approved for this tax credit while ensuring that your refund amount is correct and sent to you expeditiously.
2. Who is eligible for the Disability Tax Credit?
To be eligible for the DTC, a person has to have a severe and prolonged impairment in a physical or mental function that has lasted or is expected to last continuously for at least 12 months, resulting in a basic activity of everyday life to be markedly or significantly restricted.
3. What if I'm not severely disabled? Can I still quality?
Certainly. If you are "significantly restricted" in two or more basic activities of everyday life, then you may qualify for the DTC.
4. Is there a specific list of disabilities listed by the CRA that I have to fall into?
No. The CRA doesn't publish a list of disabilities. There are literally hundreds of disabilities that may qualify. The title of the disability is not the key factor. It is the consequence of the disability on your everyday activities that determines eligibility. You can refer to the Disability List on our website just to give you an idea of what disabilities may qualify, but note this is far from a complete list!
5. Can I apply for the DTC on my own?
The DTC application process can be both difficult and challenging. There are often medical and accounting issues that arise. DTCC has the expertise to deal with these issues and understands the nuances of the Disability Tax Credit program.
6. Why not let my accountant apply on my behalf?
Accountants and tax preparation companies are unfamiliar with the medical aspects of this program, nor are they necessarily familiar with its various details. DTCC has the specific expertise required to facilitate the application process and bring it to successful fruition.
7. Is the amount of my refund connected to the severity of my impairment?
The refund amount received bears no relation to the type or severity of the disability. Once a person is approved for the DTC, there is no distinction between that person and any other approved person in terms of entitlement to the credit amount. The amount of the refund varies based on other factors, for example, province of residence, marital status, age, and tax situation.
8. Can I apply for the DTC even though I earn a good living?
Yes. Earning a good living is not an impediment to DTC approval. It is not a factor that is taken into account.
9. Can I apply for the DTC even though I have no income or a low income?
Yes. In this case a supporting family member may be in a better position to take advantage of the DTC and possibly receive a substantial refund.
10. What about a disabled child? How does that work?
A disabled child's parent can apply for the DTC on the child's behalf. In fact, for children under 18, there is a child DTC supplement allowing the parent or supporting family member to take an even larger credit, thus generating a more substantial refund.
11. How is my refund received?
You have the option of having the refund sent to you by direct deposit into your bank account, or you can have a cheque sent to your place of residence.
12. What is the length of the process?
The typical time frame is approximately 120 days from the date of your application. The government may send your refund in 2-3 instalments.
13. Is my refund taxable?
No, this is a non-taxable amount.
14. What about a disabled person who is now deceased? Can the family claim for this person?
Yes. A family member can apply for the DTC on behalf of deceased disabled individual provided the application is made within 10 years of passing.
15. What effect will this have on my past and future tax situation?
If you are eligible, your previous tax returns since the time that you became disabled will be revised by applying this tax credit, with the objective of generating a refund. Moreover you will be able to claim the DTC for future taxation years provided that the impairment which was the basis of the application is still present.
16. What is my doctor's role in this process?
Your doctor must complete a form that attests to the fact that you have an eligibility disability. Our consultants will explain this form to you and to the doctor so that it is completed correctly.
17. What if my doctor says that I'm not eligible or refuses to complete the form?
If in our assessment your claim is viable, we will make every to explain to your physician why we believe that you are eligible according to the DTC criteria. Your doctor's assessment of your eligibility, and the criteria of this program, may not necessarily be the same. Interfacing with our clients' physicians is a critical part of the service that DTCC provides.
18. What if I don't have a doctor, or I just acquired a new doctor who isn't familiar with my impairment?
If you need a physician, DTCC is able to recommend a qualified practitioner who will meet with you and review your file so that the required form can be completed. If the physician is new to your case, DTCC will assist him/her in understanding your case history.
19. Will my eligibility for student loans be affected if I get a refund?
No. Eligibility for financial assistance is not affected by a successful claim for the Disability Tax Credit.
20. Sounds like DTCC will provide amazing service, but what's this going to cost me?
We have a $20.00 registration fee. After that there are no additional fees unless your application is successful and a refund is generated.